small business health plans

with big savings

Employee health benefits priced to suit your business.

Small business health insurance plans are often priced in ways that ignore employees’ health and fitness wellbeing. There are times when a health insurance plan doesn’t fill the needs of employees or the small business owners. Health plans from Allstate Benefits can offer flexible group coverage for your employees that helps your company by offering a desirable benefit.

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Small business benefits

Along with great pricing, Allstate’s group health plans for small business employees may include:

Additional benefits may include:

Stop loss insurance to protect your business' assets

Potential for a refund in the years when claims are low1

Disclaimers and notes

  1. Refund is subject to any applicable Terminal Liability Coverage fee. Refund offered with level-funded plans only.

Options at a glance

Core Value

A reference-based pricing plan with real savings.

Self-Funded Network-only

Coverage for in-network services only, resulting in savings.

Self-Funded PPO

Coverage for both in- and out-of-network services, but everyone saves with in-network care

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small business health plans

with big savings

  • rated A+

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*Estimated costs referenced herein mean the premium equivalent/total monthly bill, or portion thereof, as the case may be. Premium equivalent/total monthly bill is comprised of stop-loss insurance premium, administrative expenses and the plan's claims account. The quote shown is based on one of the lowest cost product designs available in your market and is calculated using the following assumptions: 1.) all primary employees are male; 2.) the age of primary employees is 30; 3.) group size is 10; 4.) the plan design consists of a $5,000 individual deductible/80% coinsurance plan. The rates shown are an approximation; final rates will be updated and are subject to additional changes based on the final plan design, actual census, SIC code, and underwriting, and there is the possibility that your group will be declined.

The Self-Funded Program through Allstate Benefits provides tools for employers owning small to mid-sized businesses to establish a self-funded health benefit plan for their employees. The benefit plan is established by the employer and is not an insurance product. Allstate Benefits is a marketing name for: Integon National Insurance Company in CT, NY and VT; Integon Indemnity Corporation in FL; and National Health Insurance Company in CO, WA and all other states where offered. For employers in the Allstate Benefits Self-Funded Program, stop loss insurance is underwritten by these insurance companies in the noted states. National Health Insurance Company, Integon National Insurance Company, and Integon Indemnity Corporation are rated “A+” (Superior) by A.M. Best.

Find out how low your payments could be.

Options for preventative care

We help you keep the cost of your employee health benefits plan low by understanding the health and makeup of your employees and providing cost containment measures that help you and your employees get the most out of your plan. Unlike other insurers, we help you create an offering unique to your business. That’s why thousands of small businesses with 2-500 employees choose the Self-Funded Program through Allstate Benefits.


Prescription coverage

Access to network of

top-rated hospitals and doctors

Your small business is in good hands with Allstate.

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(833) 641-1357